First Bank and Trust

First Bank and Trust

We realize there are loans that don’t fit the box for Fannie & Freddie. Those are the loans that we want to help you with. Someone who is self-employed, teachers, commission only, and someone who has not been on their job for 2 years. We also do loans for Apartments, Condominiums, Town-homes and Investment Properties. We do not sale our loans and we do not have PMI! 

Contact Bernie at 806-331-3142 or email

Contact Mindy at 806-331-3142 or email


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